This is determined by your insurance company or agent. Can a teen driver receive the insurance reduction while also receiving a driver ed discount? That driver must have a driver's license, not a learner's permit. The discount applies to any insured driver who completes the course and is listed as the principal operator.
NEW YORK DMV DRIVER ASSESSMENT FEE DRIVERS
Do teen drivers who participate in assigned risk pool receive the insurance discount? The reduction can be applied to only one driver for each covered vehicle. The insurance premium reduction applies to all motor vehicles principally operated by the motorist who completes the course. Does the discount apply to other drivers named on my policy? No, the 3-year, 10% insurance reduction applies to the base rate that is in effect at the time you complete the course, but taking the course will not prevent general premium increases or an increase in rates caused by crashes or violations. Will this course prevent my auto insurance rate from increasing? You can take the course as many times as you wish to maintain your insurance discount. The course can be taken once every 36 months (i.e. How often can I take the course for an auto insurance reduction? If you wait longer than 90 days to turn in your certificate, your insurer might just issue the premium discount effective from the date you present your certificate. The discount will be applied retroactive to the date you completed the course. When you receive your certificate, present it to your auto insurance provider or agent within 90 days and your liability and collision premium reduction will begin immediately. The processing and delivery of your certificate of completion will begin immediately after you have passed the defensive driving course. Also, taking the IPIRP course will not prevent or reduce the calculation of points affecting a "Driver Responsibility Assessment." How soon will the insurance reduction be applied? Taking the IPIRP course for point reduction will not have any effect on the points your insurance company assigns for crashes or violations. Insurance companies have a separate set of points that they use to determine your rates. The point reduction benefit only applies to driving record points that are assigned by the DMV. Will the course also reduce "insurance points"? This insurance reduction will remain in effect for three years and you may renew it after each 3-year period has ended. When they receive your proof of completion, a minimum 10% reduction will be applied to the base rate of the insurance premiums of your liability and collision insurance. When you complete the defensive driving course in New York, you receive a certificate of completion that must be turned in to your auto insurance company. How is the auto insurance reduction applied?
Your completion will also be reported electronically to the DMV. You will need to turn this certificate in to your insurance company to obtain your 10% discount. Yes, after you complete the course, a certificate of completion will be processed and delivered to you. Will I receive proof that I completed the course? You will not have to drive to a DMV office or defensive driving school location for any reason. The IPIRP course teaches important defensive driving strategies, how driver attitude and behavior affect traffic safety, and New York State traffic laws. Timers are in place to ensure that each student spends the required minimum amount of time in the course. The New York DMV requires that each IPIRP course be at least six hours long. How long is the defensive driving course, New York? and is fully approved by the New York DMV as an equivalent to the 6-hour classroom PIRP course.
Yes, the Internet Point and Insurance Reduction Program (IPIRP) course that we offer was developed by Driver Training Associates, Inc. Defensive Driving Course New York – FAQ's Is this course approved by the New York DMV?
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